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Cross posted from The Stars Hollow Gazette. Attorney General Eric Holder claimed that the banks were too big and too hard to prosecute for the "massive criminal securities fraud" behind the high risk mortgage securities that led up to the 2008 financial collapse. Instead the Justice Department opted for civil settlements with large fines with no admission of any wrong doing.

MERS = Mortgage Electronic Registration Inc.holds approximately 60 million american mortgages and is a Delaware corporation whose sole shareholder is Mers Corp. MersCorp and its specified members have agreed to include the MERS corporate name on any mortgage that was executed in conjunction with any mortgage loan made by any member of MersCorp.

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"MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender’s successors and assigns. MERS is the mortgagee under this Security Instrument.

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Mortgage relief available for homeowners hit hard by Hurricane Irma – South Florida Sun Sentinel Jump through hoops with lender to get mortgage relief after Hurricane Irma – South Florida Sun Sentinel What others are saying A bumper crop of new apartments could help relieve the scarcity of available residences in South Florida, says a Florida Atlantic University professor. Hundreds of new apartments rise as housing market tries to meet.

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If there is no notes..there is no SECURE MORTGAGE! florida bankers association inform the Florida Supreme Court that the notes were destroyed to prevent confusion. (pg 4 here) The reason "many.